Tealford Business Capital's article list for Houma, Louisiana owners sits on this page. Every article takes a single question and works it through using Terrebonne Parish, Louisiana Census counts, an invented worked example, a checklist and brief answers to nearby questions, with links to the funding pages involved.
Is Equipment Financing a Loan, or a Lease With a Buyout?
An equipment loan is a loan secured by the machine; an equipment lease is not a loan. Either way, have the seller's quote, the price and the term in hand. The equipment leases article compares them.
Cash Flow Lending, Cash Flow Loans and Global Cash Flow
Cash flow lending sizes a loan from what the business takes in and pays out rather than from collateral; working capital loans and many lines are read this way. A cash flow loan is one sized like that. Global cash flow adds the owners' personal income and debts to the business's, which partners do for small businesses closely tied to their owners.
What Is Monthly Cash Flow, in One Paragraph
Monthly cash flow is what the business takes in during a month less what it pays out that month. It decides what payment a business can carry, which is why every article above returns to it. Working capital loans cover months when it runs short.
By Tealford Business Capital · Updated